What to Know About Financing in Cortlandt, NY

December 16th, 2021 by

In this short guide, we will go through some vital information on what to know about financing your new Chrysler, Dodge, Jeep, or Ram in Cortlandt, NY.
We have one of the largest inventories of cars, trucks, and SUVs from Paramus, NJ to Danbury, CT, and New York City. So whether you live in Westchester or further away in Newburgh or White Plains, our convenient location on Route 202, just east of Route 9, makes us the logical destination for all your car-buying needs. In addition, our expert financial team has decades of experience finding the best rates and terms on new and used car loans and leases.

Streamlined Financing

Dodge Durango driving down a road with mountains in the background

The first step to finding the perfect Chrysler, Jeep, Dodge, or Ram starts with getting pre-approved for credit. At Bill Volz Westchester, we’ve streamlined this process. Now, you can use our online credit application to get pre-approved. In minutes, you’ll have your approval, including the monthly payment, interest rate, loan amount, and terms. If you prefer a more personalized experience, you can stop by and speak with one of our finance managers. Either way, getting pre-approved allows you to shop confidently, knowing what you can afford. Pre-qualifying saves you time and eliminates frustrations.

Helpful Online Tools

We offer several helpful tools in addition to the online credit application that you can take advantage of to help you make the right decision. For example, our online trade evaluator powered by Kelley Blue Book can quickly calculate the equity you have in your current vehicle. Then, after answering a few questions, you’ll receive an instant cash offer.

Then, when you’re ready to purchase your new car, truck, or SUV, you can bring in your offer, and one of our vehicle appraisers will confirm its mileage and condition before certifying the request. We’re so confident you’ll love the offer. We’ll buy your car even if you don’t purchase another vehicle from us.

We’ve also included an online payment calculator on our portal. This calculator allows you to simulate your monthly payment based on the loan amount, interest rate, vehicle trade, and loan length. Using this calculator before you begin shopping will help you focus on what you can afford, saving you time.

Find the Perfect Car, Truck, or SUV

After pre-qualifying and valuing your trade, you should completely understand what you can afford. Now you can start the fun part, finding a car. We invite you to browse our inventory online. Our search engine allows you to filter by year, make, model, and price. We’ve also added filters to search for optional equipment, exterior colors, interior amenities, and more to help you find the perfect vehicle.

It doesn’t matter if you want a new or used vehicle. If you live in the Westchester area, you won’t find a more extensive inventory of cars ready to sell at great prices. Instead, you can elevate your daily commute with one of our luxury-appointed Chrysler 300 sedans or tap into some muscle with a Dodge Challenger or Charger from our inventory.

For the adventurous souls looking for capable performance, we offer many Jeep Cherokee, Wrangler, Compass, and Gladiator vehicles to choose from on our lot. In addition, families love our selection of Chrysler Pacifica and Voyager minivans and Dodge’s popular Grand Caravan. Finally, if you need a truck for work or play, our inventory of Ram trucks includes the famous Ram 1500 and the powerful 2500 and 3500 heavy-duty pickups.

Perhaps you prefer saving a little money and buying a used vehicle. In that case, you can browse our used inventory online. We have many cars, trucks, and SUVs from nearly every manufacturer. In addition, all of our used vehicles undergo an extensive inspection process to ensure quality and dependability.

Take a Test Drive

After identifying a few potential vehicles, we want you to feel comfortable. That’s why we encourage you to take your favorites on a test drive. You can conveniently schedule a test drive online or bring in the vehicle information in question, and a salesperson will hand you the keys.

Finance Professionals Working for You

Our finance managers want to exceed your highest expectations. They have decades of experience finding the right loan or lease deal to fit any financial situation. Our finance department has cultivated many relationships with local banks and national lending institutions, which we happily leverage on our customers’ behalf to get the best deal possible.

Once you’ve completed the pre-approval process and selected a vehicle, one of our finance managers will present you with several competing loan offers. At Bill Volz Westchester, our managers are committed to finding you a loan, regardless of your credit score. Our team won’t stop until we find you the perfect loan or lease. You get to choose which loan works best for you. Then, once you’ve selected your loan, we can execute the paperwork and have you driving away in your dream car in no time.

Should You Buy or Lease?

If you enjoy trading in your vehicle every few years for the newest model with the latest amenities, leasing your car gives you that flexibility. You can save on your monthly payment with a lease as well. Bill Volz Westchester always runs lease specials on some of our most popular vehicles. You can limit your financial commitment, lower your monthly payment versus a new vehicle purchase, and then trade it in for another great new car in two years.

However, we realize some people prefer the long-term stability of owning their vehicle. Paying off a car loan has its advantages. First, you won’t have a monthly payment once you’ve paid off the loan. Second, you now have equity in your vehicle. You can use that equity towards that new car, truck, or SUV when you want to purchase another car.

Finally, modern cars last a long time. It isn’t uncommon for vehicles to reach 150,000 miles without needing significant repairs. Many manufacturers project their vehicles can go 200,000 miles or more. That’s a quality you can rely upon.

At Bill Volz Westchester, we want your car-buying experience to be a stress-free, enjoyable one. That’s why we’ve streamlined the process and added many online tools to help you plan. If you’re ready to see how much you can afford in a new or used vehicle, we invite you to get pre-qualified today. If you prefer a personal discussion, you can schedule a meeting online today.

Posted in Financing