Auto Financing in Cortlandt, NY

Auto Financing Cortlandt, NY

At Bill Volz Westchester, we know most people can’t spend $20,000 to $30,000 cash on a new car. That’s why we offer top-notch financing programs. We want you to be able to afford your dream car without breaking the bank. We also provide expert financial support so you can make smart, informed decisions about the buying or leasing process.

Our friendly finance managers work with people from all over the Westchester area, including Cortlandt Manor, Peekskill, Buchanan, Katonah, Bedford Hills, and Yorktown Heights. We want every client who visits us to leave happy and confident about their financial plan. Read on to explore everything you need to know about our finance department.

Welcome to Our Cortlandt, NY Finance Department

Welcome to the Bill Volz finance department in the charming county of Westchester, New York. Here, we ensure our customers get the best finance programs at the most competitive rates. It’s our top priority to work with each customer one-on-one to ensure satisfaction. Whether you call us, reach out online, or visit us in person, we stand at the ready to help you with all your auto-related finance needs.

Discover Our Financing Programs

What is financing, anyway? Financing is the process of borrowing money from an institution to buy a car. After making a down payment, you pay back the loan, plus interest and fees, to the institution bit by bit each month. During this period, the vehicle serves as collateral for your loan. This means if you can’t pay, the car will get repossessed. Eventually, after making your payments, you’ll own the vehicle outright.

At our dealership, we can help you get a loan for your new vehicle. We’ll look at factors like loan term, down payment, credit score, and income to get the best monthly payments and interest rates for you. Even if you have a lower credit score, we’ll work with you to make a good arrangement. We also help with refinancing requests.

Decide Whether To Buy or Lease

You may also want to consider leasing your vehicle, rather than purchasing it. In this process, you’ll make monthly payments for a period of months or years. Then, at the end of this period, you can decide if you want to purchase the vehicle. Leasing can give you more freedom to test out a car before you commit to buying it.

While you’re deciding whether to buy or lease, you can also determine whether to get a new or used vehicle. There are a variety of advantages to both options. While getting a new vehicle means you’re getting the most advanced technologies and features possible, buying used can mean you’re getting a great deal on a vetted, high-quality car. You might even be able to invest in a luxury vehicle at an affordable price.

How To Start the New Loan or Lease Process

Here are some simple steps for getting a start on the loan or lease process:

1. Explore Our Inventory

Here at our Winchester dealership, we have an enormous inventory of vehicles. If you’re looking for a brand-new, factory-made model, we have the latest and greatest from Chrysler, Dodge, Jeep, and Ram. Of course, we also have well-maintained used and certified pre-owned vehicles if you’re looking for a high-quality car on a budget.

The first step to buying or leasing a vehicle is choosing which one you want. Browse our inventory to see what we offer and determine one or two models that work for you. You can filter your search by aspects like the year, make, model, and even a specific feature to make the research process easier.

2. Calculate Your Monthly Payments

After finding one or two models that interest you, consider using our simple payment calculator tool online to estimate how much your monthly payments would be based on a specific loan amount. All you have to do is fill out information like the vehicle price and the down payment you’re seeking. This is a great way to prepare yourself before you even start an application.

3. Fill Out Our Pre-Approval Application

Whether you are right down the road or an hour away from Cortlandt Manor, you can apply for financing online to save time at the dealership. In this form, you’ll fill out information like name, address, employment, and vehicle specifications, all from the comfort of your own home. You can even upload files for us to look over. Qualifying for one of our finance programs in advance can help expedite the buying process.

Sell or Trade In Your Current Vehicle

Consider selling your vehicle to us or trading it in for a newer model. In this process, we’ll give you a quote for the value of your car. Then, you can subtract that sum from the price of your new purchase, potentially leading to a smaller auto loan. By doing this, you’ll be saving a lot of money and passing your car on to someone who can use it.

Use our online trade value calculator to value your vehicle easily. After inputting data like the year, make, model, mileage, and condition, you’ll be able to see an accurate value of your car based on current market circumstances. You can trust you’re getting the right number, as our tool is sponsored by Kelley Blue Book. This is the official resource for new and used vehicle values.

Check Out Our Specials and Offers

We offer specials for new vehicles and CPO vehicles. We also have cash, finance, and lease offers and incentives. You can even check out our service specials to find discounts on maintenance and repairs.

If you’re looking to buy or lease a new, used, or certified pre-owned vehicle, the team at Bill Volz Westchester is here to help. We want to aid you in using all of our available resources and tools so you can get the best possible deal for your new car. Our finance team members are ready to walk you through the process so you can focus on what really matters. That is, getting a new car for the next chapter in your life.

If you have any questions at all about our finance department or what other services we offer, please don’t hesitate to call us at 888-282-3588 or contact us online and one of our trained professionals will be more than happy to assist you. We’re open from 9 a.m. to 8 p.m. Monday through Thursday and from 9 a.m. to 6 p.m. Fridays and Saturdays. While we’re normally closed on Sundays, we’re open on the last Sunday of every month.

Sales Info

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

Get Directions

Bill Volz's Westchester 41.2922704, -73.8631925.